Medicare Part D
Except for certain situations, you should enroll in Part D when you first become eligible to avoid penalties.
Part D was designed to aid people with Medicare, lower their prescription drug costs and to protect against future costs. This prescription drug plan will allow you to have access to medically necessary drugs.
People with Medicare who get Extra Help paying Part D costs won’t enter the coverage gap.
Your yearly deductible and your co-insurance or copayments count towards this out-of-pocket limit. The limit doesn’t include the drug plan’s premium. Over the counter medicines are not covered by Medicare Part D.
You should review your Prescription Drug coverage every year.
Your actual drug plan costs will vary depending on:
- The drugs you use
- The plan you choose
- Whether you go to a pharmacy in your plan's network
- Whether the drugs you use are on your plan's formulary
- Whether you get extra help paying your Medicare Part D costs
